| Core |
Core benefits are essential to a move. All core
benefits are funded directly by the Department. A member is not
required to use these benefits, however any unused benefits cannot
be exchanged or assigned any monetary value to pay for any other
benefits or expenses. |
- Disposal of your rental unit. Pay for getting
out of lease
- Pay for costs to sell your residence,all real estate commissions
and legal fees etc,mortgage breaking penalties, home equity
assistance
-Costs associated with your house hunting trip such as travel
and hotels
-Cost to purchase new house including legal fees, inspections
-Cost to move such as moving expenses, travel etc.
-Much more. Ask IRP rep for more details.
|
If you don't use you forfeit them |
| Custom |
Custom benefits enhance a move. Custom funding
is based on the factors of type of accommodation, distance traveled
and family size. The custom funding
formula is used by the member to pay for these custom benefits
only and cannot be used for any other type of benefit. |
- Building Inspection on your existing property
- Marketing Incentives such as decorating allowances, early
closing incentives
- Cost to have someone take care of your children on HHT
- Dependant and Extended Family Travel
- Bridge Financing
- Interest on $25,000 Home Relocation Loan
- Miscellaneous Expenses for Extended Family such as transportation,
lodgings, meals and miscellaneous expenses
- Car rental when primary vehicle shipped
- Shipment of - Second Vehicle, Pets, Boats, Antiques, Artwork,
RV's,
Trailers
- Miscellaneous Shipping Expenses
Spousal Employment Search expenses
|
Choose it and use it or lose it |
| Personalized |
Personalized benefits are non-essential expenses
but are attributable to a move It is within the member’s
discretion to use personalized benefits. The
personalized funding formula is available for use in three ways:
• it can pay for any personalized benefits; •
it can pay for additional custom benefits beyond what can be covered
by the custom-funding formula; and • remaining funds
can be cashed out and paid directly to the member. |
- Movement Grant: Members receive a non-accountable
grant in an amount of $650. This allowance is intended to offset
various losses or expenses incurred but not
specifically provided for because of the move. Members must
sign a
statement verifying that these expenses were incurred. Receipts
are not
required.
-Posting Allowance:Members who elect not to sell their home
receive an incentive equal to 80% of the pre-negotiated corporate
real estate commission rate based on the
appraised value of the home. It shall not exceed $12,000.
Members can generate Personalized Funding as a result of savings
on HHT.
These savings can occur in one of two ways:
• Shortened HHT
• CF Service Air |
Remaining funds can be cashed out and paid directly
to the member. |
RCMP
FAQ
Below are a few common questions that RCMP transfers to the
Halifax area have asked me in the past. You can also click here
to download a copy of the RCMP - 2007 IRP Policy - Download
RCMP IRP Program. (Important note: Scroll to page 12 using
arrows on bottom left hand side of page of downloaded document
and begin there. The links on the PDF document found on pages
1-11 don't direct users to anywhere for some reason). More information
on the program can be found at Royal
lePage RCMP IRP.
At the bottom of the page are useful links to sites that you
might find helpful.
I have sold many houses to members in the RCMP since 1982 when
I first started real estate. As an agent with Royal LePage I
am very familiar with the RCMP relocation package. This can
make your move easier. If you would like for me to send you
a package of homes and other related information click here
REQUEST HOUSE
PACKAGE and fill out my request form. You can also visit
my homepage where you will find in depth information about all
of HRM including detailed information about almost 100 subdivisions
in HRM. Click here.
Question: Where do RCMP members like to
live in the Halifax metro area?
Answer: Most members try to live close to their detachment.
Here are some areas member's have chosen to live for different
detachments.
| RCMP
Detachment |
Preferred
Areas RCMP members like to buy houses |
| Lower Sackville RCMP |
Sackville RCMP members usually buy houses in Lower Sackville,
Middle and Upper Sackville, Beaverbank, Windsor Junction,
Fall River, Waverley, Bedford and Hammonds Plains |
| Tantallon RCMP |
Tantallon RCMP members usually buy houses in Tantallon,
Hammonds Plains, St. Margarets Bay, Halifax, Bedford, Sackville
|
| Cole Harbour RCMP |
Cole Harbour RCMP members usually buy houses anywhere
in city of Dartmouth, Cole Harbour (Colby Village and Forest
Hills are closeby), Lawrencetown, Lake Echo, Porter's Lake,
Eastern Passage |
| Halifax RCMP |
Halifax RCMP members usually buy houses anywhere in Halifax
city, Clayton Park, Timberlea, Bedford. |
| Enfield RCMP |
Enfield RCMP members usually buy houses in Fall River,
Waverley, Bedford, Sackville, Enfield, Grand Lake, Wellington |
Question: How far ahead of my start date should I plan my house
hunting trip?
Answer: 8-9 weeks would be a good time given the fact that the
average closing date is two months here.
Question: What is a usual closing date in the Halifax area?
Answer: 6 weeks to two months but it varies depending on time
of year. In January until June we see a lot of sellers who would
like to close end of June so closing dates could be a little
longer.
Question: Regarding lot size the policy reads that the member
will only be covered for expenses for properties that are 1.25
acres or less unless the zoning
in the area requires it in which case a lot size of up to 4
acres is covered. What does this mean?
Answer: In the outlining areas of HRM in such areas as Hammonds
Plains, Fall River, Porter's Lake and many others the lot size
is large because the properties do not have municipal sewer
and therefore require a septic system. These lots are usually
1/2 acres or larger. If you buy one of these lots the lot size
policy could affect you.
The policy states you cannot buy a property over 4 acres if
you want to have your costs covered. This is really the limit
for lot size for you. If you buy a property that is less than
1.25 acres nothing has to be done. The lot fits within the policy.
Almost all lots on municipal water and sewer will be less than
this size. If the you buy a property that is larger than 1.25
acres you will have to provide written proof that the size is
required by the municipality. What you will require will depend
on your IRP rep. Some will accept a letter from the real estate
agent stating that the lot size is normal for the area and is
required to be as large because of the septic system. Some will
require a letter from the municipality stating that the property
conforms with zoning by laws. If you require this letter from
the municipality there is a cost of between $60 and $100 to
you and this cost will not be reimbursed. In the Halifax Regional
Municipality planning department there is a policy not to provide
these letters unless it is a commercial property. However they
will provide the letter for military and RCMP postings. If you
are considering buying in the outskirts of HRM you should ask
your IRP rep what they will require from you.
Question: Should I do a house inspection, what does it cost
and does my plan cover it?
Answer: Yes. Yes. Yes. There may certain circumstances where
the inspection is not covered but in all sales I have been involved
the inspection was covered. You must use an approved inspector
and the cost is limited to the approved cost. I am very aware
of the approved inspectors and can help you choose.
Question: Are there any other inspections I should do?
Answer: Yes You should do a Radon Gas test. The recommended
limits for Radon has dropped significantly. As a result properties
that once passed are now failing. If the property is on a well
and has a septic you will need to test these as well. You will
test the well to make sure that the levels of bacteria, arsenic
and uranium are within allowable limits. This is a requirement
for your mortgage. You should also do a Flow Test on the well
to determine how much water the well is currently producing.
Finally you should do a septic inspection. All these inspections
will be covered by IRP but you must ask the house inspector
to recommend these tests in the inspection report and then you
will give this report to your IRP rep.
Question: My house hunting trip is a week. How many days should
I spend actually looking for a house?
Answer: It takes about a day to negotiate a deal. The inspection
could be a couple of days to set up. You should leave a day
or so in case something goes wrong. If you've done some research
ahead of time a couple of good days usually will be enough.
Question: If I find a house on the internet and want more information
can you email me more details?
Answer: Yes. I have the ability to email listings with full
details. More details than is available on the net. I can also
set you up on the MLS Prospector which means you will be emailed
all new mls listings that fit your requirements as soon as they
are posted on mls. This may be a few days ahead of Realtor.ca.
Question? Do you recommend any Home Inspectors, Lawyers or
Insurance Companies?
Yes. Housemaster for inspection. Nelson Blackburn for lawyer
902-835-8544 and Personal Insurance for insurance. All these
are approved by the military. I will also provide you with additional
names at time of your purchase.
Question: What do you do for me when I come to town?
Answer: I will try to clear my schedule when you arrive until
you leave. My goal is to find you a good house in the time you
are here. I understand the time crunch you are under and will
work hard with you to find you a home as quickly as possible.
I will recommend inspectors and lawyers that are on your IRP
approved list. I will setup all necessary inspections etc that
you will require. I've done this many times so I know what you
need.
Question: Can you recommend an military approved hotel that is
nice?
Answer: The Holiday Inn Express
is located on the edge of Halifax city between Halifax and Bedford.
It is a fairly new hotel that is very clean and well run. It has
a pool, hot tub and some exercise equipment. Their phone number
is 902-445-1100. I can also recommend Lakeview
Inn and Suites which is also located on the edge of Halifax.
This hotel is almost new as well and has larger suite type rooms.
Call 902-450-3020 or toll free at 1-877-355-3500. Some members
have liked the Quality Inn. This hotel is almost new and is located
on the edge of Halifax. You can phone them at 902- 444-6700 or
toll free at 1-800-424-6423. If you would like a hotel with suites
the Radisson Suite Hotel
in downtown Halifax is good bet. Call 902- 429-7233 or toll free
at 1-800-333-3333. There are also some answers to more
questions on the Royal LePage RCMP IRP site - FAQ
If you have a question email at sandy@sandyhines.com
or call me at 902-877-4668
---------------------------------------------------------------------------------------------------------------------------------------------
RCMP House Hunting
Trip (HHT)
Once posted you are entitled to a House Hunting Trip (HHT).
A standard HHT as a Core Benefit includes up to 5 days and 5
nights at the new location, for the member, or spouse, or both.
The total duration, including travel time, should not normally
exceed 7 days and 6 nights.
Your meals will be reimbursed for the total 7 days of your HHT
including travel days.
Members are entitled to a rental car and all expenses related
to it such as gasoline, insurance and parking while on your
HHT. You can pick one up at airport. You can upgrade your car
but the difference it not part of your Core Benefits.
All your legal and other fees associated with your purchase
will be covered. You will need to use only approved suppliers
from your list for such services as real estate agents, lawyers,
house inspectors, surveyors etc. Only suppliers on the list
can be used. Many of these services will be billed directly
to IRP such as legal and house inspectors. You will usually
need to pay for water tests, well and septic inspections and
radon gas inspection etc and be reimbursed later by IRP. If
you are buying a property on a well and septic you should count
on about $1000 for the various tests.
What will usually happen on the HHT is that you will arrive
one day and start looking at houses the next. However if you
land early enough in the day you could look at properties that
day as well. What I do is setup a lot of properties for the
first day. We will spend at least 3-4 hours to the whole day
looking at properties. You can usually view up to 10 or more
properties in a day. If no property is found the first day then
we would go out the second day. This may be a long or short
day. It really depends on availability of properties that suit
your criteria. Hopefully at the end of the second day a short
list is created and if time allows we will view the short list
on day two. If a property is decided on an offer is prepared
We will usually hear back on that offer the same day or the
next morning at the latest. Hopefully an agreement will be reached.
Appointments for inspections are setup for the next day if possible.
We will provide you with the names of approved inspectors and
will setup the appointments with the ones that you choose. You
will contact your lender and your insurance company as soon
as your offer is accepted because you will limited time to get
these approved. The whole buying process should be completed
by the end of Day 4 at the latest so that if something goes
wrong such as a bad inspection then you have time to move onto
your second choice.
Having dealt extensively with military buyers I know what needs
to be done and will take care of everything for you. |